債務重組涉及與各債權人協商新的還款方案，以緩解原有債務負擔。然而，由於新的協議可能損害債權人的利益，因此欠債人和債權人之間達成重組協議並非易事。常見的個人債務重組計劃條款一般如下： Banking limitations: You can only be permitted to use a standard banking account through the IVA to stay away from borrowing by way of an overdraft. Mainly because an IVA is suitable for just one particular... https://iva56555.actoblog.com/30390147/the-greatest-guide-to-債務舒緩債務重組分別-iva1-top